Equipment Finance
Business Equipment Solutions
Get the Equipment Your Business Needs Without Tying Up Your Cash Flow
Whether you're a tradie needing a new vehicle, a manufacturer replacing ageing machinery, a medical practice upgrading diagnostic equipment, or a logistics operator expanding your fleet, the right equipment is essential to running and growing your business. But paying for it outright can put unnecessary pressure on your working capital at exactly the wrong time. Equipment finance allows Australian businesses to acquire the assets they need now and spread the cost over time, preserving cash flow for day-to-day operations and growth. Available to a wide range of business structures, including sole traders, partnerships, companies, and trusts, our equipment finance solutions cover everything from vehicles and plant & machinery to technology, fitouts, and specialist industry equipment. We'll work with you to understand your business needs and structure a facility that supports your cash flow, tax position, and longer-term financial goals.
Easy to understand features, variables and fees
Features
Loan variables
All applicable fees are disclosed in full prior to application. Terms, fees and conditions apply. Products are subject to change without notice.
Our Equipment Finance Solutions
From vehicle and fleet finance to plant, machinery, and technology, we offer a range of equipment finance structures to suit your business type, cash flow needs, and tax position.
Chattel Mortgage
A chattel mortgage is the most widely used equipment finance structure for Australian businesses and is typically the most tax-effective option for…
Finance Lease
Under a finance lease, the lender purchases the equipment and leases it to your business for an agreed term, with fixed monthly rental payments. At the end of…
Commercial Hire Purchase
A commercial hire purchase (CHP) is similar in structure to a chattel mortgage but is treated differently for accounting and tax purposes. Under a CHP…
Vehicle & Fleet Finance
For businesses that rely on vehicles, whether it's a single trade ute, a company car, or a full commercial fleet, managing the cost of acquisition and ongoing…
Frequently Asked Questions
A wide range of business-use assets can be financed, including motor vehicles and commercial vehicles, plant and machinery, manufacturing and production equipment, medical and dental equipment, construction equipment, agricultural machinery, information technology and software, hospitality fitouts, and office equipment. Both new and eligible used equipment can generally be considered, subject to the age and condition of the asset. We'll help you determine whether the equipment you're looking to acquire is eligible and which finance structure is most appropriate.